Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form will help you weigh your income vs. your expenses to determine your net cash flow.
     


Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
Vora Financial Group, PLLC & Vora Wealth Advisers
Flagstaff Office:
14 E. Birch Ave.
Flagstaff, AZ 86001

Sedona Office:
1785 W. Hwy 89a, Ste 2B.,
Sedona, AZ 86336
Phone: 928.526.VORA (8672) Fax: 928.213.VFAX (8329)
www.vorafinancial.com dharmesh@vorafinancial.com









The Vora Financial Group website you are viewing offers information regarding our insurance business.  Investment advisory services are offered through Vora Wealth Advisers - a dba of North Harbor Advisers, LLC a Registered Investment Adviser. Please call us at 928-526-8672 for information on our investment services and a copy of our ADV disclosure document.


 


 

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